American Guardian Warranty Services, Inc. (AGWS) offers a unique way to access funds for any use, including working capital, inventory acquisition, building upgrades or expansion through the Dealer Capital Advance Program.
- Typical advances run from $400,000 to $600,000 with advances of over $1 million possible.*
- The Capital Advance Program is made available exclusively for dealership partners of AGWS.
- Funds taxed only as earned
- Monies usually advanced in less than 30 days
- Repayment of advance through product sales over 3-5 years
- Low effective interest rate
- Off-booking funding (advance does not affect current financials)
- Underwriting profits participation to dealer through dealer owned reinsurance
- Dealers may renew advance at the end of their program term
Qualifying F&I Products
- Vehicles Service Contracts
- Vehicles Protection Products
- EcoCarPro Environmental Program
- Ancillary Bundle Program
- Other AGWS underwritten or administered Products